Christine was raised in England and moved to the US in 1978. Christine’s experience as a Director of a Bay Area Company for 19 years and being a partner of a Design Company gave her the tools she needed to be successful in her Real Estate Career. Christine’s knowledge and experience in negotiating, coupled with her ability to understand her clients needs makes finding just the right home a breeze!
Christine constantly updates her education. Her expertise in finance, sales and marketing gives her the edge when working with her clients throughout the transaction and beyond. Christine has been blessed with many wonderful friendships and referrals throughout the years.
By 2006 Christine achieved the title of ‘Top Achiever’ and she believes that this success came from putting her client’s needs first. Christine’s genuine caring and desire to do her best for her client will put you in great hands…all it takes is a call today!
Real Estate the Way it ought to be!
I am licensed with the State of California.
I am a member of:
The National Association of Realtors.
The California Association of Realtors.
The El Dorado County Association of Realtors
If you are thinking of selling your home contact us at http://thebesthouse4u.com so we can share with you how homes are sold in today’s market. Today’s real estate market requires an agent and a brokerage that have state of the art selling techniques and understand how to use them so your home receives maximum exposure. We pride ourselves on personal service and will take care of all the details.
We will help you sell your home quickly and net you as much money as possible. Our mission is to get you the best price, with the least amount of stress, and in a time frame that meets your needs. To receive the current value of your home by email, please click here to email Christine Hutchins.
The Key to selling your home successfully as fast as possible and for top dollar is marketing. Our marketing systems expose your home to more buyers than any other marketing system available.
For most families, their home is their largest financial asset and deciding to sell it is a big decision that involves a lot of preparation and work.
When you are ready to sell, it is important to have an experienced real estate professional handle the successful sale of your home. Contact me today so we can discuss your individual needs.
Whether you are moving down the street or looking to relocate to our area we have the local expertise and resources to help you find the perfect home or condo for you and your family. We work closely with our clients to understand your real estate needs and goals to help you find the best home at the best possible price.
Contact me today and I will make sure you are the first to see property listings in the area of your interest and I will represent you with the utmost care and integrity.
Lets get out and find your new home today.
In both short sales and foreclosure, the decision is made by your mortgage lender. The most important aspects to getting a lender to agree to a short sale, and saving you the more damaging credit implications of a foreclosure is to prove that you have no other way to pay the mortgage and that the amount received from a short sale is the fair market value
How does a short sale versus a foreclosure affect a deficiency judgment?
If your short sale is handled successfully, the lender may give up the right to pursue a deficiency judgment against you. We offer you Expert Advice about Real Estate Solutions to your situation , referrals to other Experts like attorneys and CPA’s to help you come up with a plan to identify, choose and execute the course of action that offers you the best possible outcome.
Following are a few examples of your action choices:
1. Contact Your Lender: If you have reviewed all possibilities of creating cash-flow to pay your mortgage, then it’s time to reach out to your lender. Do this as soon as possible! Your ultimate goal in contacting your lender is to create an agreement that will alter your mortgage so that foreclosure proceedings can be stopped before they are finalized.
Possible options to discuss with your lender include:
1. Loan Modification: this can take many forms including:
2. Deed in Lieu of Foreclosure: Your lender may accept the return of the title to your home, but beware that the lender may still sue for loss and report any uncollected funds due to loss to the IRS as taxable income to you. This option may have negative effects on your credit report
3. Short Sale: Considered by many one of the best options available if the home owner wishes to avoid foreclosure and/or bankruptcy. In this option, the lender accepts less than what you owe on the property, relieving the homeowner of debt. Lenders are often willing to accept a short sale because it greatly reduces the expense and time involved in foreclosure proceedings. In some cases, a short sale does less damage to your credit than a foreclosure. A qualified team including your REALTOR, Attorney and Financial Advisor will be exceptionally helpful in completing the short sale process.
4. Strategic Default: Your attorney will advise you whether this option is available and suitable to your circumstances
Contact me today so we can discuss your options.